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Real Estate Tips
About Appraisals >Working With Appraisers

After the buyer and seller come to a "meeting of the minds" on the price of a house, there is one more person who must be convinced that the house is worth the selling price--the mortgage company's appraiser.

The appraiser looks for three similar houses that have sold in the same area within the last several months, and compares the selling prices of these homes with the one that is now on the market. The appraiser makes adjustments to account for the differences in each property, and averages the adjusted prices of the other three homes to arrive at a final opinion of value. In subdivisions or condominium projects where there are many similar properties and numerous recent sales, the appraiser's job is relatively easy. In neighborhoods of older homes that have been renovated or remodeled over the years, it can be like comparing apples and oranges.

If the appraiser's evaluation is lower than the selling price, it can stall the transaction because the lender may decline the buyer's loan because of the discrepancy. A real estate agent can work to minimize potential delays associated with the appraisal process by helping the seller to price the home as close to fair market value as possible.

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Real Estate Trivia
Q 
What is a "jumbo mortgage"?

A 
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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The Christy Grear Team, REALTOR®, real estate agents and broker for Dublin, Hilliard and Powell, Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Christy Grear Team
HER Real Living

5725 Perimeter
Dublin, OH. 43017
Phone: 614-336-7510
Fax: 614-474-1424
Email: christygrear@NUMBER1EXPERT.com

This innovative web site will provide you with the most comprehensive information available in today's Real Estate Market. My name is Christy Grear and my team is dedicated to providing quality service. I have been selling real estate full time for over 6 years and my team has closed over 17.5 Million Dollars in Residential Sales. By virtue of being recognized as one of the top-ranked teams year after year, focusing on Dublin, Powell, Hilliard and Southeastern Delaware County, we feel we will be able to offer you, as our friends and clients, a more personalized, specialized service. Our job is to continually learn, grow and fine tune our strengths so our clients can benefit from our knowledge and expertise. Our dedicated customer service, creative flair, advanced technology and industry knowledge will provide you with the best real estate experience. Browse our website and call us directly at 614-366-7510."

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