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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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What is the only land in the world that has not been walked on by human feet?
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A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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The Christy Grear Team
Real Living HER
5725 Perimeter
Dublin, OH. 43017
Phone: 614-336-7510
Fax: 614-474-1424
Email: christygrear@NUMBER1EXPERT.com
This innovative web site will provide you with the most comprehensive information available in today's Real Estate Market. My name is Christy Grear and my team is dedicated to providing quality service. I have been selling real estate full time for over 7 years and my team has closed over 17.5 Million Dollars in Residential Sales. By virtue of being recognized as one of the top-ranked teams year after year, focusing on Dublin, Powell, Hilliard and Southeastern Delaware County, we feel we will be able to offer you, as our friends and clients, a more personalized, specialized service. Our job is to continually learn, grow and fine tune our strengths so our clients can benefit from our knowledge and expertise. Our dedicated customer service, creative flair, advanced technology and industry knowledge will provide you with the best real estate experience. Browse our website and call us directly at 614-366-7510."   
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